Tata Capital IPO : All you Need to know
Tata Capital IPO Details
The Tata Capital IPO will open on 06 Oct 2025- 08 Oct 2025. The Total issue size of IPO is ₹15,511.9 cr. which includes a fresh issue and OFS (Offer for sale) of ₹15,511.9 cr.
- IPO Price Band: ₹310-₹326 Per Share
- Lot Size: 46 shares
- Minimum Investment (Retail): ₹14,260 – ₹14,996/-
- Allotment Date: 09 Oct 2025
- Listing Date: 13 Oct 2025 on NSE and BSE
| Details | Information |
| IPO Open Date | 06 Oct 2025 |
| IPO Close Date | 08 Oct 2025 |
| Price Band | ₹310-₹326 Per Share |
| Lot Size | 46 shares |
| Minimum Investment | ₹14,260 – ₹14,996/- |
| Issue Size | ₹15511.9 cr. |
| Allotment Date | 09 Oct 2025 |
| Listing Date | 13 Oct 2025 on NSE and BSE |
| Tata Capital IPO GMP | ₹19-20 (6%) |
Tata Capital IPO GMP
As per market reports, the Tata Capital IPO GMP is trading around ₹19 above issue price. This shows some positive demand before listing, but GMP can change quickly.
Tata Capital IPO Issue Size
The Tata Capital Ltd. IPO will open for subscription on 06 October 2025 to 08 October 2025. The Company wiill planning to raise ₹15,511.9 cr through this public issue, which ipo is fresh issue and OFS.
- Fresh Issue: ₹6,846 cr ( 21,00,00,000 shares) funds raised here will go directly into the company for expansion, debt repayment, and working capital needs.
- Offer For Sale: ₹8,665.87 cr. (26,58,24,280 shares ) existing shareholders will sell part of their stake, but the proceeds will not go to the company.
Tata Capital IPO Issue Objective
Augmentation of our Company’s Tier –Icapital base to meet our Company’s future capital requirements including onward lending
Tata Capital Ltd. IPO Lot Size
Investors can apply for the IPO in lots. The Tata Capital IPO Lot Size is fixed at 46 shares per lot.
Below is the table showing lot size details for Retail Investors and **HNIs (High Net Worth Individuals):
| Application | Lots | Shares | Amount |
| Retail (Min) | 1 | 46 | ₹14,996 |
| Retail (Max) | 13 | 598 | ₹1,94,948 |
| S-HNI (Min) | 14 | 644 | ₹2,09,944 |
| S-HNI (Max) | 66 | 3,036 | ₹9,89,736 |
| B-HNI (Min) | 67 | 3,082 | ₹10,04,732 |
Tata Capital Ltd. IPO Prospectus
Tata Capital Ltd. IPO Reservation
The IPO shares are divided among different investor categories. Here is the Tata Capital Ltd. IPO reservation (quota) details:
| Investor Category | Reservation % | Shares Offered |
| QIB (Qualified Institutional Buyers) | 50% of the issue | 23,73,12,140 (49.87%) |
| NII / HNI (Non-Institutional Investors) | 15% of the issue | 7,11,93,642 (14.96%) |
| Retail Investors | 35% of the issue | 16,61,18,498 (34.91%) |
| Employee | 12,00,000 (0.25%) |
How to Apply for Tata Capital Ltd. IPO
Applying for the Tata Capital IPO is simple. You can apply through your demat account, net banking (ASBA), or brokerage app like Zerodha, Upstox, Groww, Angel One, ICICI Direct, etc.
Step-by-Step Guide
- Login to Your Demat Account
- Open your broker app (like Zerodha, Groww, Upstox) or net banking (like HDFC, ICICI, SBI).
- Go to IPO Section
- Look for the “IPO” tab or “Current Issues” option.
- Select
- Click on Tata Capital Ltd. IPO Apply option.
- Choose Your Category & Lot Size
- Retail Investor: Minimum 1 lot = 46 shares.
- HNI (sHNI/bHNI): Higher multiples (check the Tata Capital IPO lot size table above).
- Enter Bid Price
- You can bid at the cut-off price (safest option) or enter a price within the band ₹310 – ₹326
- Confirm & Submit
- Enter your UPI ID (if using UPI) and approve the mandate on your UPI app.
- For ASBA (net banking), the amount will be a blocked in your bank account.
- IPO closes on 09 October 2025.
- Allotment date: 13 October 2025.
- Check status on MUFG intime Portal.
Tata Capital Ltd. Promotors Holding
- Tata Sons Private Limited
| Description | Percentage (%) |
| Promoter Holding Pre-Issue | 95.6 |
| Promoter Holding Post-Issue | 85.41 |
Key Performance Indicators Tata Capital for Ltd. IPO
| KPI | Value |
| Return on Capital Employed (ROCE) | – |
| EBITDA Margin | – |
| Price to Earning (P/E) Pre IPO | 35.99 |
| Return on Net Worth (RoNW) | 11.2% |
| PAT Margin (%) | – |
| Return On Equity (ROE) | 12.6% |
| Debt/Equity | 6.60 |
| Price to Book Value (P/BV) | 4.10 |
Tata Capital Ltd. IPO Registrar and Lead Managers
Tata Capital Ltd. IPO Lead Managers.
- Kotak Mahindra Capital Co. Ltd.
Axis Capital Pvt. Ltd.
BNP Paribas
Citigroup Global Markets India Pvt. Ltd.
HDFC Bank Ltd.
HSBC Securities & Capital Markets (India) Pvt. Ltd.
ICICI Securities Ltd.
IIFL Capital Services Ltd.
JP Morgan India Pvt. Ltd.
SBI Capital Markets Ltd.
Tata Capital Ltd. IPO Registrar
MUFG Intime India Pvt.Ltd.
Phone: +91-22-4918 6270
Email: tatacapital.ipo@in.mpms.mufg.com
Website: MUFG intime Portal.
Tata Capital Ltd. Financial (in Crs)
| Period Ended | 30 Jun 2025 | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
| Assets | 2,52,254.28 | 2,48,465.01 | 1,76,693.98 | 1,35,626.10 |
| Revenue | 7,691.65 | 28,369.87 | 18,198.38 | 13,637.49 |
| Profit After Tax | 1,040.93 | 3,655.02 | 3,326.96 | 2,945.77 |
| EBITDA | 5,565.86 | 20,338.22 | 14,247.76 | 10,763.22 |
| NET Worth | 32,761.73 | 32,587.82 | 23,540.19 | 17,959.06 |
| Reserves and Surplus | 29,260.88 | 24,299.36 | 18,121.83 | 11,899.32 |
| Total Borrowing | 2,11,851.60 | 2,08,414.93 | 1,48,185.29 | 1,13,335.91 |
About Tata Capital Ltd. Company
Tata Capital Limited Established in 2007. Tata Capital is a leading financial services company in India, part of the prestigious Tata Group, one of India’s oldest and most trusted conglomerates. Tata Capital operates as a wholly owned subsidiary of Tata Sons Limited and is registered with the Reserve Bank of India (RBI) as a Systemically Important Non-Deposit Accepting Core Investment Company (CIC-ND-SI).
Key Offerings
Tata Capital provides a wide range of financial products and services for individuals, businesses, and institutions, including:
- Retail Loans – Personal loans, home loans, car loans, education loans, and consumer durable loans.
- Business & SME Loans – Working capital finance, equipment finance, and unsecured business loans.
- Wealth Management – Investment advisory, portfolio management, and distribution of mutual funds, bonds, and insurance.
- Commercial Finance – Infrastructure financing, project loans, and structured finance solutions.
- Leasing & Housing Finance – Through subsidiaries like Tata Capital Housing Finance Limited.
Subsidiaries
Some of the key subsidiaries under Tata Capital include:
- Tata Capital Housing Finance Limited (TCHFL) – Specializing in housing loans and affordable housing finance.
- Tata Cleantech Capital Limited – Focused on financing renewable energy and sustainability projects.
Presence and Reach
- Headquartered in Mumbai, Maharashtra.
- Strong nationwide presence with branches across India.
- Serving millions of retail and corporate customers.
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